Lead Compliance Manager

Who we are:

Confidential (Registered Users Only) empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. For the first time ever, safety, operations and finance teams can manage their drivers, vehicles, equipment, and fleet related spend in a single system. Combined with industry leading AI, the Confidential (Registered Users Only) platform gives you complete visibility and control, and significantly reduces manual workloads by automating and simplifying tasks.

Confidential (Registered Users Only) serves nearly 100,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.

Visit goConfidential (Registered Users Only).com to learn more.

About the Role:

Confidential (Registered Users Only)’s Financial Products team operates a fast-growing commercial lending and spend management program (Confidential (Registered Users Only) Card) built on partnerships with issuing banks and card networks. The program already spans the US & Canada with further international expansion planned. We’re hiring a Lead Compliance Manager to build and own the compliance function for this business end-to-end — from policy development through hands-on execution — as it scales into new products, segments, and markets.

Reporting to the Head of Risk, Financial Products, you will be the senior-most dedicated owner of AML/BSA, sanctions, KYC/KYB, and lending-compliance programs that today are stitched together across Product, Legal, Risk Ops, and Engineering. You will manage the compliance relationship with our issuing bank and network partners across every market we operate in, translate regulatory requirements into policy and control design, and ensure those controls actually operate — not just exist on paper — across a multi-geography, multi-partner program. As Confidential (Registered Users Only) enters new markets, you will define what compliance needs to look like there before launch, not after.

What You'll Do:

• Own and maintain Confidential (Registered Users Only)’s AML/BSA, Sanctions, and KYC/KYB policies and procedures across all markets where Confidential (Registered Users Only) operates — today the US & Canada, with more markets on the roadmap — keeping them current with local regulatory requirements and issuing bank/network requirements
• Design, implement, and monitor controls for sanctions and PEP screening, transaction monitoring, and suspicious activity escalation, including named Compliance Officer/Designee responsibilities where required by regulation or bank partners
• Serve as the primary compliance point of contact and relationship owner for issuing bank and card network partners in each market, including compliance reviews, exams, audits, and remediation commitments
• Partner with Risk, Legal, Underwriting, Product, and Engineering to embed lending-compliance requirements into new products and markets before launch
• Lead internal and third-party compliance audits and exams, driving findings to closure and maintaining audit-ready documentation and evidence across all jurisdictions
• Monitor regulatory developments across commercial lending, AML/sanctions, and payments in each market Confidential (Registered Users Only) operates or plans to enter, and translate them into actionable policy and control updates
• Build and run the governance structure for the compliance program — reporting, escalation paths, risk committees — giving leadership clear visibility into program health, and establish the playbook for evaluating compliance requirements ahead of entry into any new market
• Build out the compliance function as it scales, including hiring and managing future team members as scope grows

What We're Looking For:

• 8+ years of experience in compliance, audit, or risk management within lending, payments, or financial services, including direct ownership of AML/BSA, KYC/KYB, sanctions, and PEP programs
• Hands-on experience managing compliance relationships with issuing banks, card networks, or other regulated financial partners, including audits and remediation
• Multi-jurisdiction compliance program experience, including Canada and UK/EU required; additional international experience (e.g., Mexico or other Latin American markets) a strong plus
• Working knowledge of the regulatory frameworks governing commercial lending, AML/sanctions, and payments across North America and Europe (e.g., BSA, FinCEN, FINTRAC/PCMLTFA, OFAC sanctions, UK/EU AML and data protection regimes)
• Proven ability to both write policy and operationalize it — building controls, procedures, and monitoring that hold up under audit, not just documentation
• Experience partnering cross-functionally with Legal, Risk, Product, and Engineering to launch compliant products in new markets
• Strong written and verbal communication skills, with the ability to represent Confidential (Registered Users Only) credibly to external regulators, auditors, and bank partners, and to advise senior leadership on compliance risk

San Francisco, California

$163,000 - $225,000USD

U.S. metropolitan areas: New York City Area and Seattle, WA

$142,000 - $195,000USD

Other locations in the United States

$142,000 - $195,000USD

Creating a diverse and inclusive workplace is one of Confidential (Registered Users Only)'s core values. We are an equal opportunity employer and welcome people of different backgrounds, experiences, abilities and perspectives.

Please review our Candidate Privacy Notice here.

UK Candidate Privacy Notice here.

The applicant must be authorized to receive and access those commodities and technologies controlled under U.S. Export Administration Regulations. It is Confidential (Registered Users Only)'s policy to require that employees be authorized to receive access to Confidential (Registered Users Only) products and technology.

Regarding US-based roles, depending on your role and primary work location, Confidential (Registered Users Only) Technologies, Inc. (“Employer”) discloses candidates may be required to execute a non-compete covenant with the Employer. This requirement does not apply to lawyers, interns, or employees working in CA, MN, MT, ND, OK, or where otherwise prohibited by law.

Non-compete covenant terms in all other jurisdictions will be subject to the applicable statutory requirements, including but not limited to, procedures, industry related prohibitions, or salary and compensation thresholds.

All job postings are for existing vacancies. Please note; some interviews or new-hire training sessions may be held in person at one of our global offices.